Apollo Insurance Group is dedicated to delivering peace of mind through health insurance that is tailored to our clients’ needs. Rest easy knowing your medical challenges are simplified by our industry experts and knowledgeable advisors. Read on to learn more about health care in New York.
Quick Facts about Health Insurance in New York
- New York operates its own state-run exchange, New York State of Health.
- Open Enrollment for 2023 will be from November 15, 2022 – January 31, 2023.
- Off-Exchange plans can be purchased at any time.
- Apollo Insurance Group can help broker plans from 6 different carriers.
How Health Insurance in New York Works
There are two “buckets” for health insurance in New York: On-Exchange (ACA/Obamacare) and Off-Exchange. On-Exchange plans are enrolled through New York’s state-run exchange called New York State of Health. Enrollees in New York enroll in plans through the exchange’s website nystateofhealth.ny.gov. On-Exchange plans are eligible for subsidies and cannot deny coverage because of preexisting conditions.
Off-Exchange plans are any plans that are not run through New York State of Health. They do not have the same restrictions on enrollment timing as On-Exchange plans, but New York requires them to offer the same benefits and protections as On-Exchange plans.
When to Sign Up for New York Health Insurance
To enroll in On-Exchange health insurance, most people have to enroll during the Open Enrollment period. For 2023, Open Enrollment in New York will run from November 15, 2022 – January 31, 2023. To enroll in plans outside of Open Enrollment, New Yorkers will have to experience a qualifying life event.
Off-Exchange plans can be enrolled in at any time, with some exceptions.
How to Sign Up for Health Insurance in New York
To start enrolling in a health insurance plan for New York, simply fill out our quote form. We will help you start the process and find the right plan for you. We have extensive experience helping New Yorkers find health insurance, so call us today!
Connect with a helpful agent who will fight to get you the best health insurance for your needs. At No Extra Cost!