816-400-4477
Your One Stop Solution
Click the button to connect with a health insurance agent who will help you find the best plans at no extra cost.
Cigna Networks for Small Business Plans
When it comes to medical plans, we offer two network types that can suit a variety of needs. Our large national access network provides an expansive nationwide coverage of quality providers and the option to select either in-network or out-of-network options – with the added benefit of savings when selecting in-network.
For those who prefer something more local, our local solutions provide access to highly focused networks of quality providers and facilities located within their area. The specialized care provided by this type of plan can be ideal for those who want to receive care from familiar doctors and health care professionals nearby.
No matter which type of plan you choose, you’ll enjoy outstanding quality as well as a wide selection of options for your medical needs. With our large national access network, you’ll get coverage across multiple states with access to over a million healthcare professionals nationwide. You’ll also be able to take advantage of lower co-pays and deductibles when using an in-network provider – making it easier for you to manage your overall healthcare expenses.
Meanwhile, our local solutions give employees the convenience of receiving healthcare close to home while still being confident they’re getting top quality care at all times. Whether it’s your primary care physician or another specialist, you’ll have peace of mind knowing you’re getting the best possible treatment available near you. Plus, as with any other type of medical plan, there are advantages such as discounted rates on prescriptions and diagnosis tests that come along with being enrolled in a local solution program.
In short, whichever type of network suits your needs best – whether it’s large national coverage or local solutions – we make sure that our members get only the best service available so they can rest easy knowing that their healthcare is taken care of!
Support with Cigna’s Plans
Cigna is committed to supporting your employees with best-in-class virtual care. Through our MDLive platform, we provide certified doctors and therapists who are available anytime and anywhere your employees need them. Our comprehensive behavioral health services include access to on-demand therapists through MDLive, along with digital resources that empower people to take control of their mental and emotional wellbeing through online coaching and self-guided content.
We also offer personalized clinical expertise at all levels of an individual’s health journey. Our range of programs include personal coaching, treatment decision support, and specialty care management for a variety of chronic diseases and conditions. With myCigna.com and our mobile app, employees have the guidance they need to find high performing providers and quality care, as well as the power to manage their plan from the comfort of their home or on-the-go. And if that isn’t enough, Cigna offers 24/7 live customer service support so that any inquiries can be answered quickly and effectively.
At Cigna, we understand the importance of providing tailored care for every person’s unique needs. That’s why our virtual care solutions have been designed to give your employees access to healthcare professionals whenever they might need it – allowing them to get the help they require in a timely way without having to take time out of their busy schedules for an office visit or wait weeks for an appointment. We are dedicated not only to helping people achieve optimum physical wellness but also offering pathways towards better mental health through our extensive range of support services – giving your employees the tools needed for maintaining balance and well-being in today’s increasingly hectic world.
The Benefits of Working with a Health Insurance Broker
Many people are not aware of the option to work with a health insurance broker. Health insurance brokers are professionals who are experts in the field of health insurance. Their job is to help you find the best possible health insurance coverage for you and your family. Here are some of the top benefits of working with a health insurance broker.
Personalized Service
One of the best reasons to work with a health insurance broker is for the personalized service that they can provide. A broker will get to know you and your family’s needs and then help you find the perfect health insurance plan to meet those needs. They will take into account your budget, your family size, your ages, and any pre-existing conditions that you may have. This way, you can be sure that you are getting the best possible coverage at the most affordable price.
Knowledge and Expertise
Another benefit of working with a health insurance broker is their knowledge and expertise in the field of health insurance. A good broker will stay up-to-date on all of the latest changes in the healthcare industry so that they can give you the most accurate information possible. They will also be able to answer any questions that you may have about your coverage options. This way, you can feel confident that you are making the best decisions for your family’s healthcare needs.
Objective Advice
When you work with a health insurance broker, you can be sure that you are getting objective advice. A broker represents YOU, not an insurance company. This means that they have no vested interest in any particular insurer. Their only goal is to help you find the best possible coverage at the most affordable price. They will do this by shopping around to different insurers on your behalf and comparing their rates and coverage options side-by-side. This way, you can be sure that you are getting the best possible deal on your health insurance coverage.
What states is Apollo licensed in with Cigna plans?
Cigna Marketplace
Apollo is licensed in 14 states with Cigna ACA/Marketplace. These include: Arizona, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, Mississippi, North Carolina, Pennsylvania, Tennessee, Utah, and Virginia.
Cigna Dental
Apollo is licensed in 37 states with Cigna Dental. These include: Alabama, Arkansas, Arizona, California, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Michigan, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming.
Frequently Asked Questions for Small Business Health Insurance
When is it required to offer health insurance to employees?
It is required to offer health insurance when you have 50 FTE (full-time equivalent) employees. Full time equivalent can be the combined full-time with part-time. For instance, 50 Part timers generally is considered 25 Full time equivalent.
How much does group health insurance cost for a small business?
The first step is to figure out what’s important to you. Do you need a plan with a low monthly premium? Does your budget allow for a plan with a lower deductible? Are you looking for a PPO or EPO plan? Do you have any preexisting conditions that must be covered? Once you know what’s important to you, it’ll be easier to find the right health insurance plan.
What are ways a small business owner can save money on health insurance?
There are a few different ways that people can save money on their insurance premiums. One way is to purchase a plan that is not based on the individual’s income. These plans can be found on the private market, and they typically have lower premiums than the traditional group or ACA plans.
Another way to save money on insurance is to shop around for the best deals. Different insurers offer different rates, so it’s important to compare and contrast the different options available.
Finally, it’s also important to be aware of the subsidies that are available through the Affordable Care Act. Many people are eligible for subsidies, which can help reduce the cost of premiums.
Apollo Insurance Group –
Official Cigna Health Brokers
As we live out our mission to Positively Impact People’s Lives, we battle for you and all your health insurance needs.
Apollo Insurance Group is a health insurance brokerage located in Lee’s Summit, Missouri and Chicago, Illinois. We have been around since 2010, and our mission is to positively impact people’s lives. We do this by fighting to find the best option for our clients, create relationships with our employees, and give back to our communities. Apollo also specializes in Medicare, life insurance, dental, and vision plans. We have agents that are experts on group health insurance and are ready to help you find the right plan. Fill out our contact form to get in touch with an agent today.