Why Private Health Insurance is Right for Nurses

A traveling nurse

Traveling nurses have grown in popularity over the last few years because of the global pandemic. Hospitals and surgery centers still have a high demand for temporary nursing positions. Temporary nursing positions can be better for nurses, too; traveling nurses see 2-3x more pay for the same work they were doing as stationary nurses.  It’s no wonder, then, that there has been a sudden movement of nurses switching from their daily jobs to monthly traveling contracts.  

However, this job does come with its downsides. Traveling nurses face a lot of trouble finding reliable health insurance. Stationary nurses get a group health plan that they can stay on until they choose to leave or get terminated. Things are a little different for traveling nurses. 

Traveling nurses run on 3-month contracts, and every company that hires nurses for traveling assignments offers different benefits. Some offer zero health benefits, some offer minor coverage. This means that nurses are often forced to choose contracts that offer health benefits because they have no resources or help to find their own plan.  Even then, nurses will regularly see a gap in coverage because every time a contract ends their health insurance goes with it. That’s why traveling nurses should put serious consideration into finding a private health insurance plan. 

Benefits of a Private Health Plan for Traveling Nurses 

  • -Use your insurance anywhere in the country
  • -You'll be covered in between contracts
  • -You can safely take contracts that don’t offer insurance
  • -You can pick a short-term plan if you just want to cover a contract duration
  • -Form a relationship with your broker instead of going through HR at your active contract 

Private health insurance plans are the best option for a lot of traveling nurses. Finding the perfect plan, however, can be tricky on your own. That’s why it’s a great idea to work with a broker like Apollo Insurance. 

A broker can help a traveling nurse find the right health plan for them. Brokers can quickly compare plans from many different carriers to find the best rates and benefits.  

Apollo Insurance Group has the right brokers for traveling nurses. To speak to a broker, simply fill out our contact form today. We’ll be in touch.

 

Read here for a guide to choosing your primary care provider.

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