Health Insurance in Florida

Apollo Insurance Group works hard to find the best providers of reliable health insurance in Florida. Florida uses the federal Marketplace for ACA/Obamacare plans, which currently has 11 carriers servicing the state. Our agents work with all the major carriers and focus on fully customizing plans that fit our clients’ needs.  

Health insurance in Florida is rapidly changing, but Apollo is keeping up. The basics of Florida health insurance are below; for a more in-depth look, call us now at (786) 772-3006. 

Quick Facts about Health Insurance in Florida 

  • -Florida uses the federal Marketplace as its ACA exchange. 
  • -Open Enrollment for On-Exchange plans in Florida will run from November 1, 2022 – December 15, 2022. 
  • -Off-Exchange plans can be purchased at any time*. 
  • -Apollo Insurance Group can help sign-up for plans with 17 different carriers. 

When to Enroll in Florida Health Insurance 

The right time to enroll in health insurance in Florida depends on the type of health insurance that you want to enroll in. Florida health insurance falls into two buckets: On-Exchange (Affordable Care Act / Obamacare insurance) and Off-Exchange (Other plans that do not follow the ACA regulations). 

Most people can only enroll in an On-Exchange plan during the Open Enrollment period. For 2023 plans, Open Enrollment will be from November 1 – December 15, 2022. To enroll outside of the Open Enrollment period, you must have a qualifying life event. 

There are no laws in Florida regulating when you can or cannot sign up for an Off-Exchange plan. Private carriers can, of course, impose their own rules about when someone may sign up for coverage. Generally speaking, though, you can sign up for Off-Exchange plans at any time of the year. 

How to Enroll in Florida Health Insurance 

To enroll in a health insurance plan in Florida, contact us now. We will work with you to find the best plan for your budget and needs. Alternatively, call us now at one of the numbers below: 

-Call us in Miami: (786) 772-3006 

-Call us in Orlando: (689) 223-2013 

Health insurance in the United States is a complicated beast, and Florida is no exception. Let one of the experts at Apollo Insurance Group guide you. 

This is just a brief overview of health insurance in Florida and the United States at large. For a more in-depth breakdown, read our article on individual health insurance.