Health Insurance in Iowa

Health Insurance premiums in Iowa have been on the rise since 2018, much like the other states in the federal marketplace. For consumers, finding affordable health insurance options can be incredibly difficult, and daunting. Luckily, it's not something you have to do on your own! Apollo Insurance Group is here to help. Our expert Agents excel at finding the best possible coverage plans at the best possible rates, fully customized to your needs and lifestyle. Our passion is to assist consumers in finding the very best plan providing the coverage they need, while remaining affordable. 

Quick Facts about Health Insurance in Iowa

  • -Iowa uses the federal marketplace as its exchange for ACA/Obamacare insurance, with some state oversight.
  • -Open Enrollment for On-Exchange plans will be November 1, 2022 - December 15, 2022.
  • -Off-Exchange plans can be purchased year-round.*
  • -Apollo Insurance Group can help broker plans with 12 different carriers.

How ACA Insurance works in Iowa

Iowa, like most states, uses the federal marketplace for ACA/Obamacare insurance. Iowa residents can use healthcare.gov or a broker to compare insurance plans. However, the state is responsible for plan management, consumer assistance, and monitoring Medicaid eligibility.

More specifically, Iowa is responsible for community outreach and education, and for overseeing the navigator program. The federal government funds the navigator program and operates the exchange website and call center.

When to Sign Up for Iowa Health Insurance

For ACA On-Exchange plans in Iowa, you can typically only sign up during the Open Enrollment Period. Open Enrollment is the period when ACA insurance enrollment is unrestricted and you can shop around. Open Enrollment runs from November 1 - December 15. Outside of that period, you need a qualifying life event to sign up for ACA insurance.

Off-Exchange plans, like Short Term Medical plans and Health Shares, typically do not have an Open Enrollment period. With some exceptions, you can sign up for these plans year-round.

How to Sign Up for Iowa Health Insurance

To enroll in health insurance in Iowa, fill out our quote form. Alternatively, call us at 346-971-4814 to get help now. We have extensive experience finding health insurance plans for Iowans like you and can compare multiple carriers, so contact us today!