Apollo Insurance Group

 Official United Healthcare Health Brokers

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Health Insurance Testimonials

Who is UnitedHealthcare?

United Healthcare plans offer many benefits, including comprehensive health coverage. The company works directly with over 1.3 million physicians and 6,500 hospitals to provide a wide variety of medical services. They also offer access to health savings accounts and flexible spending accounts.

UnitedHealthcare is a healthcare company with headquarters in Minnetonka, Minnesota. It provides health insurance and various health products and services. It is one of the largest health insurance companies in the United States. It has more than two million members, and it serves millions of people in the United States and the United Kingdom.

UnitedHealthcare is part of UnitedHealth Group, an American multinational health care group. Its revenue is generated from health services and risk-based products. UnitedHealthcare also provides investment opportunities. For years, it was known as Charter Med, and in 1974 it merged with United HealthCare Corp.

Although UnitedHealthcare individual health insurance policies are higher-priced than the national average, many customers rate them highly and are pleased with the service from its customer service department. The company also offers a smartphone app for patients that provides health analysis. UnitedHealthcare is the largest health insurance company in the United States, and it offers a wide variety of products to suit the needs of its customers.

History of UnitedHealthcare

UnitedHealthcare was originally a for-profit company based in Minnetonka, Minnesota. It was formed to manage the Physicians Health Plan of Minnesota, a Minnesota health maintenance organization. However, under state HMO law, it had to become a nonprofit company. This change of status allowed the company to continue growing.

In the early 2000s, the company began buying other health insurance companies. Americhoice focused on Medicare consumers and Ovations focused on Americans 50 and older. It also acquired Uniprise, which provided administrative services for self-insured companies. In 2004, UnitedHealthcare purchased Oxford Health Plans and Touchpoint Health Plan. In addition, the company announced a payment model for cancer care.

In the late 2000s, UnitedHealthcare launched a national marketing campaign. Its tagline “It Just Makes Sense” was used to help improve brand awareness among consumers. The campaign was a success and the company expanded its reach into new markets. The campaign included newspaper print ads and television spots. It was estimated to cost between $25-30 million. The company was also named the Readers’ Choice winner for best health insurance provider.

Recent Changes with UnitedHealthcare

One of the most notable recent changes with UnitedHealthcare is the introduction of a new integrated member ID card (UCard). The UCard will replace the multiple benefit and program cards that people have with the company. It will give people the ability to use their new card to redeem their eligible benefits and rewards at over 30,000 retail locations.

UnitedHealthcare Services is one of the nation’s largest health insurers, according to U.S. direct written premiums in 2019. It offers a variety of plans, depending on the state in which the policyholder lives. The company is also expanding its virtual care offerings in health plans and extending its in-home testing and screening services to members.

This expansion will give UnitedHealthcare significant market control over the Medicare Advantage space. It plans to add 3.1 million more members to its network by 2022, reaching 94% of the Medicare-eligible population. Currently, there are more than 7.3 million people enrolled in one of its Medicare Advantage plans. The expansion is focused on reducing costs and improving the quality of care for its members.

Despite the size of UnitedHealthcare’s Medicare Advantage plan portfolio, the company has had a rough time of it. Earlier this year, the Department of Justice filed a lawsuit to stop the merger. The judge’s ruling, however, denied the government’s request to block the deal. He also ordered the companies to sell off some of their assets. While this merger has faced criticism from both parties, it appears to have the potential to improve the health insurance landscape.

What plans does UnitedHealthcare offer?

UnitedHealthcare has three different types of health plans. The first is a short-term health plan that offers basic coverage for a low cost. This plan is not recommended for families, and it should only be considered for individuals who do not anticipate major health needs. The other two are supplemental plans that are designed to cover the costs of certain medical procedures.

Both of these types of plans offer access to a network of doctors and hospitals. UnitedHealthcare pays the providers according to the rules of the plan. A member then receives an Explanation of Benefits, indicating the total amount that the provider has billed and the amount that UHC has paid. Depending on the specific plan and the location where you live, you may have to pay copays for 

UnitedHealthcare also offers a wide variety of Medicare Supplement Plans. However, certain plans may be available in only a few states. The most popular ones are Plan A, Plan B, Plan C, and Plan D. Plan D covers prescription medications. It is sometimes called a Medigap plan because it is designed to fill in the gaps of coverage in other Medicare plans.

What states are Apollo licensed with UnitedHealthcare?

Apollo is licensed with 28 states with UnitedHealthcare. These include: Alabama, Arkansas, Arizona, Colorado, Florida, Georgia, Illinois, Iowa, Indiana, Kansas, Louisiana, Maryland, Michigan, Missouri, Mississippi, Nebraska, New Mexico, North Carolina, Nevada, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.

The Advantages of Working with a Health Insurance Broker

A health insurance broker is a professional who helps individuals and businesses choose the right health insurance plan for their needs. In addition to offering unbiased advice, brokers are also typically able to offer a wider range of plans than would be available through an insurance company or agent. Here are just a few of the advantages of working with a health insurance broker.

More Choice

As mentioned above, one of the main advantages of working with a broker is that they can offer a wider range of plans than you would likely have access to on your own. This is because brokers work with multiple insurance carriers, so they’re able to shop around and find the best rates for their clients. And because each carrier offers different plans, you’re likely to find one that better suits your needs when working with a broker.

Expert Advice

Another advantage of working with a health insurance broker is that you’ll have access to expert advice. When it comes to something as important as your health insurance, it’s vital to have someone on your side who knows the ins and outs of the industry and can help you make informed decisions about your coverage. A good broker will take the time to get to know you and your needs in order to find the best possible plan for you.

Lower Rates

Working with a health insurance broker can also save you money in the long run. Because brokers have access to multiple carriers, they’re able to negotiate lower rates on behalf of their clients. In some cases, brokers may even be able to find discounts that you wouldn’t be eligible for on your own. All of this can add up to significant savings over time, so it’s definitely worth considering if you’re looking to save money on your health insurance premiums. 

If you’re currently shopping for health insurance, or if you’re considering switching plans, working with a broker is definitely worth considering. From more choice and expert advice to lower rates, there are plenty of advantages to using a broker’s services. And when it comes to something as important as your health, it’s definitely worth taking advantage of all the resources at your disposal.

FAQ on United Healthcare

How can I find a network doctor, clinic, or hospital?

To find a network doctor, clinic, or hospital, you can visit our website and use our provider search tool. You can also call our customer service line and someone will be able to help you.

How do I find what prescription medications are covered by my plan?

To find out which prescription medications are covered by your plan, you can call the customer service number on the back of your insurance card. The customer service representative can help you find out which medications are covered and how much you will need to pay for them.

Apollo Will Find the Right Plan for You

Apollo Insurance Group is a health insurance brokerage located in Lee’s Summit, Missouri and Chicago, Illinois. We have been around since 2010, and our mission is to positively impact people’s lives. We do this by fighting to find the best option for our clients, create relationships with our employees, and give back to our communities. Apollo also specializes in Medicare, life insurance, dental, and vision plans. We have agents that are experts on United Healthcare insurance and are ready to help you find the right plan. Fill out our contact form to get in touch with an agent for a free consultation.