What are Qualifying Life Events?

Change in life is inevitable. Some of those changes may oblige you to need health insurance in MissouriHowever, most of the time when someone misses the open enrollment period, they don't realize they can enroll for affordable health insurance in Missouri during Special Enrollment Period due to a qualifying life event. But what are qualifying life events, and how do you know if you, well, qualify?  

Qualifying Life Event 

Qualifying life events are a unique event/change in life that allows you to enroll in health insurance outside of the open enrollment period. There are many life events that make someone eligible for a special enrollment period to receive health insurance in Missouri. Most fall under the categories of careers, income, location, and family. Some examples include: 

  • Getting married 
  • Divorce 
  • Gaining or losing a family member 
  • Turning 26 years old and getting off your parents’ health insurance 
  • Change of state residency  
  • Starting a new job or losing your current one 
  • Major change in income status 


If you resonate with a qualifying life event that will help you acquire health insurance in Missouri, you must make any changes as soon as possible. The deadline for special enrollment is typically 30 to 60 days after your qualifying event. If you miss it, you may have to wait until the next open enrollment period.  

If you believe your life change will qualify you for a special enrollment period, you can discuss with one of our advisors at Apollo Health Insurance. Even without a qualifying life event, our advisors can help you secure the most affordable health insurance in Missouri for you, family, or business! The plans we offer are associated with most health insurance companies in Missouri. Get your FREE health insurance quote in Missouri today!