Apollo Insurance Group works hard to find the best providers of reliable health insurance in Utah. Utah uses the federal Marketplace for ACA/Obamacare plans, which currently has 7 carriers servicing the state. Our agents work with all the major carriers and focus on fully customizing plans that fit our clients’ needs.
Health insurance in Utah is rapidly changing, but Apollo is keeping up. Read on for the basics of Utah health insurance.
Quick Facts about Health Insurance in Utah
- Utah uses the federal Marketplace as its ACA Exchange.
- Open Enrollment for On-Exchange plans will be from November 1, 2022 – December 15, 2022.
- Off-Exchange plans can be enrolled at any time.
- Apollo Insurance Group can help broker plans from 13 different carriers.
When to Enroll in Utah Health Insurance
Most people have to enroll in ACA health insurance plans during Open Enrollment – the time of the year that anyone on an ACA insurance plan can freely change it without penalty. Open Enrollment in Utah will be November 1, 2022 – December 15, 2022. Outside of open enrollment, a qualifying life event is necessary to enroll or make changes to your coverage.
Plans that are sold outside of the ACA Marketplace, like short term health insurance or health sharing plans, do not have an Open Enrollment period. With some exceptions, they can be enrolled at any time of the year.
How to Enroll in Utah Health Insurance
To enroll in a health insurance plan in Utah, contact us now. We will work with you to find the best plan for your budget and needs.
Health insurance in the United States is a complicated beast, and Utah is no exception. Let one of the experts at Apollo Insurance Group guide you.
This is just a brief overview of health insurance in Utah. For a more in-depth breakdown, read our article on individual health insurance.
Utah Health Insurance – Find a Plan That’s Right For You
Your Guide to Health Insurance in Utah
When it comes to health insurance, there is no one-size-fits-all solution. The type of health insurance you need will depend on a variety of factors, including your age, your income, your family size, and whether or not you have pre-existing health conditions. In this blog post, we’ll take a look at the different types of health insurance available in Utah and how to choose the right plan for you and your family.
Types of Health Insurance in Utah
There are two types of health insurance available in Utah: private health insurance and Medicaid.
Private Health Insurance
Private health insurance is offered by employers, special interest groups, and through the Health Insurance Marketplace. If you’re self-employed or if your employer doesn’t offer health insurance, you may be able to purchase a private health insurance plan through the marketplace.
To be eligible for a private health insurance plan, you must be a U.S. citizen or legal resident and you must not have any gaps in coverage lasting more than 63 days.
If you’re married, you and your spouse may be eligible to purchase a family plan through the marketplace. To be eligible for a family plan, at least one member of the family must be a U.S. citizen or legal resident.
Medicaid is a need-based program that provides free or low-cost health insurance to low-income individuals and families. To be eligible for Medicaid, you must be a U.S. citizen or legal resident and you must meet certain income requirements.
If you’re pregnant, under the age of 21, or over the age of 65, you may qualify for Medicaid even if your income is above the eligibility threshold.
How to Choose the Right Health Insurance Plan in Utah
The first step in choosing the right health insurance plan is to determine what type of coverage you need. Do you need comprehensive coverage that covers doctor’s visits, hospital stays, prescription drugs, and more? Or do you need basic coverage that covers only doctor’s visits and prescriptions? Once you’ve decided what type of coverage you need, you can start comparing plans and prices to find the best deal. Be sure to read the fine print so that you understand what each plan covers and doesn’t cover. And finally, don’t forget to check with your doctor to make sure that he or she is in-network with the plan you’re considering.
There’s no one-size-fits-all solution when it comes to choosing health insurance. The type of coverage you need will depend on factors like your age, income, family size, and whether or not you have pre-existing health conditions. In this blog post, we’ve taken a look at the different types of health insurance available in Utah and how to choose the right plan for you and your family. If you have any questions about choosing a health insurance plan in Utah, please contact us today! We’re here to help!
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