Licensed Minnesota Health Insurance Brokers

Minnesota Health Insurance, Made Simple

Apollo Insurance Group compares ACA Marketplace, short-term, and group health plans from multiple carriers, so you get real options, not a single sales pitch. Free quotes, no obligation.

Licensed in Minnesota Free, no-obligation quotes Multiple carriers compared

Get a Free Minnesota Quote

Tell us a bit about yourself and a licensed advisor will follow up with real plan options.

3+carriers compared per quote
4.9β˜…average client rating
$0cost to work with a broker
50states licensed
Minnesota at a glance

Quick Facts About Health Insurance in Minnesota

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Minnesota runs its own state-based ACA exchange, MNsure, rather than using the federal Marketplace.

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Open Enrollment for On-Exchange plans runs November 1 – January 15 in Minnesota.

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Off-Exchange plans offer year-round enrollment, with some underwriting exceptions.

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Apollo Insurance Group can help you compare plans from 3+ different carriers serving Minnesota.

Individual & Family Coverage

Individual Health Insurance in Minnesota

Health insurance is an important part of staying healthy and financially secure. It helps pay for medical expenses, including doctor visits, hospital stays, and prescriptions.

Individual health insurance plans offer you the flexibility to select a plan that precisely caters to your unique needs, financial considerations, and preferred network of healthcare providers.

If you're a resident of Minnesota, there's a wide range of private health insurance plans available to you, from ACA Marketplace plans to short-term coverage, family plans, and more.

Individual health insurance options available to Minnesota residents
Compare your options

Types of Health Insurance Plans in Minnesota

Minnesota Marketplace plans fall into four metal tiers. Each balances your monthly premium against your out-of-pocket costs differently.

Bronze

Lowest premium

The lowest monthly premiums but the highest out-of-pocket costs. Best if you rarely use healthcare beyond preventive visits.

Silver

Balanced choice

Lower out-of-pocket expenses than Bronze. A solid fit if you expect regular visits without wanting to overpay monthly.

Gold

More coverage

Higher monthly premiums with lower costs at the point of care. Ideal for frequent healthcare users.

Platinum

Highest coverage

The highest monthly premiums but the lowest out-of-pocket costs. Best if you expect to use care often and can afford the premium.

Timing matters

When to Enroll in Minnesota Health Insurance

Enrollment timing depends on whether you're shopping On-Exchange or Off-Exchange plans.

1

On-Exchange (MNsure) Plans

Restricted to the annual Open Enrollment period, November 1 – January 15. Outside this window, you'll need a qualifying life event to enroll.

2

Off-Exchange Plans

With some exceptions, Off-Exchange plans not found on MNsure generally allow enrollment year-round, without needing to wait for Open Enrollment.

3

Short-Term & Supplemental Coverage

Short-term health insurance and supplemental plans can often be started any time, useful for bridging a coverage gap.

Simple process

How to Enroll in Minnesota Health Insurance

Health insurance in the United States is a complicated beast, and Minnesota is no exception. Let one of our licensed advisors guide you.

Tell us about your needs

Share your budget, preferred providers, and household details through our quick form or a quick call.

We compare your options

A licensed advisor compares plans across multiple carriers serving Minnesota, at no cost to you.

Enroll with confidence

Choose the plan that fits, and we'll help you get enrolled correctly and on time.

Free Minnesota Quote

Contact Us Now

To enroll in a health insurance plan in Minnesota, reach out today. We'll work with you to find the best plan for your budget and needs.

  • Licensed Minnesota health insurance brokers
  • Plans compared from 3+ carriers
  • No cost or obligation to get a quote
Downtown Minneapolis, Minnesota skyline representing local health insurance coverage
Minneapolis Residents

Minneapolis, Minnesota Health Insurance

Minneapolis residents have a variety of options for health insurance coverage: MNsure Marketplace plans, private carriers, Minnesota's Medicaid program for qualifying low-income individuals and families, and employer or union health plans.

It's worth carefully reviewing your options and choosing a plan that fits both your needs and budget. Minnesota's own Health Insurance Exchange Navigator program also offers free enrollment assistance if you'd like additional support alongside working with a licensed broker, and if you're exploring coverage for a small business, our group health plans page covers that separately.

Get Insured in Minneapolis
FAQ

Frequently Asked Questions

Does Minnesota use the federal Marketplace or its own exchange?
Minnesota runs its own state-based exchange, MNsure, rather than using the federal HealthCare.gov Marketplace used by many other states.
When is Open Enrollment for Minnesota health insurance?
Open Enrollment for On-Exchange MNsure plans generally runs November 1 through January 15. Off-Exchange plans typically allow enrollment year-round, with some exceptions.
Can I enroll in a Minnesota health plan outside of Open Enrollment?
For On-Exchange plans, generally only if you experience a qualifying life event, such as losing other coverage, marriage, or having a baby. Off-Exchange and short-term plans often allow enrollment anytime.
Does it cost anything to work with Apollo Insurance Group?
No. Licensed brokers are compensated by insurance carriers, so comparing plans across multiple companies costs you nothing extra.
Do you help with Medicare in Minnesota too?
Yes. Apollo's licensed advisors also help Minnesota residents compare Medicare Advantage, Medicare Supplement, and Part D options as they approach or pass age 65.
Contact Us

Talk to a Licensed Minnesota Advisor

Phone: 816-400-4477
Email: sales@apollo-insurance.com

Kansas City Office: 4901 NE Lakewood Way, Lee's Summit, MO 64064
Medicare Plans Office: 4901 NE Lakewood Way, Lee's Summit, MO 64064

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