Minnesota Health Insurance, Made Simple
Apollo Insurance Group compares ACA Marketplace, short-term, and group health plans from multiple carriers, so you get real options, not a single sales pitch. Free quotes, no obligation.
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Tell us a bit about yourself and a licensed advisor will follow up with real plan options.
Quick Facts About Health Insurance in Minnesota
Minnesota runs its own state-based ACA exchange, MNsure, rather than using the federal Marketplace.
Open Enrollment for On-Exchange plans runs November 1 β January 15 in Minnesota.
Off-Exchange plans offer year-round enrollment, with some underwriting exceptions.
Apollo Insurance Group can help you compare plans from 3+ different carriers serving Minnesota.
Individual Health Insurance in Minnesota
Health insurance is an important part of staying healthy and financially secure. It helps pay for medical expenses, including doctor visits, hospital stays, and prescriptions.
Individual health insurance plans offer you the flexibility to select a plan that precisely caters to your unique needs, financial considerations, and preferred network of healthcare providers.
If you're a resident of Minnesota, there's a wide range of private health insurance plans available to you, from ACA Marketplace plans to short-term coverage, family plans, and more.
Types of Health Insurance Plans in Minnesota
Minnesota Marketplace plans fall into four metal tiers. Each balances your monthly premium against your out-of-pocket costs differently.
Lowest premium
The lowest monthly premiums but the highest out-of-pocket costs. Best if you rarely use healthcare beyond preventive visits.
Balanced choice
Lower out-of-pocket expenses than Bronze. A solid fit if you expect regular visits without wanting to overpay monthly.
More coverage
Higher monthly premiums with lower costs at the point of care. Ideal for frequent healthcare users.
Highest coverage
The highest monthly premiums but the lowest out-of-pocket costs. Best if you expect to use care often and can afford the premium.
When to Enroll in Minnesota Health Insurance
Enrollment timing depends on whether you're shopping On-Exchange or Off-Exchange plans.
On-Exchange (MNsure) Plans
Restricted to the annual Open Enrollment period, November 1 β January 15. Outside this window, you'll need a qualifying life event to enroll.
Off-Exchange Plans
With some exceptions, Off-Exchange plans not found on MNsure generally allow enrollment year-round, without needing to wait for Open Enrollment.
Short-Term & Supplemental Coverage
Short-term health insurance and supplemental plans can often be started any time, useful for bridging a coverage gap.
How to Enroll in Minnesota Health Insurance
Health insurance in the United States is a complicated beast, and Minnesota is no exception. Let one of our licensed advisors guide you.
Tell us about your needs
Share your budget, preferred providers, and household details through our quick form or a quick call.
We compare your options
A licensed advisor compares plans across multiple carriers serving Minnesota, at no cost to you.
Enroll with confidence
Choose the plan that fits, and we'll help you get enrolled correctly and on time.
Contact Us Now
To enroll in a health insurance plan in Minnesota, reach out today. We'll work with you to find the best plan for your budget and needs.
- Licensed Minnesota health insurance brokers
- Plans compared from 3+ carriers
- No cost or obligation to get a quote
Minneapolis, Minnesota Health Insurance
Minneapolis residents have a variety of options for health insurance coverage: MNsure Marketplace plans, private carriers, Minnesota's Medicaid program for qualifying low-income individuals and families, and employer or union health plans.
It's worth carefully reviewing your options and choosing a plan that fits both your needs and budget. Minnesota's own Health Insurance Exchange Navigator program also offers free enrollment assistance if you'd like additional support alongside working with a licensed broker, and if you're exploring coverage for a small business, our group health plans page covers that separately.
Get Insured in MinneapolisFrequently Asked Questions
Does Minnesota use the federal Marketplace or its own exchange?
When is Open Enrollment for Minnesota health insurance?
Can I enroll in a Minnesota health plan outside of Open Enrollment?
Does it cost anything to work with Apollo Insurance Group?
Do you help with Medicare in Minnesota too?
Talk to a Licensed Minnesota Advisor
Phone: 816-400-4477
Email: sales@apollo-insurance.com
Kansas City Office: 4901 NE Lakewood Way, Lee's Summit, MO 64064
Medicare Plans Office: 4901 NE Lakewood Way, Lee's Summit, MO 64064
Prefer to talk it through? Our licensed advisors are a phone call away.
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