Health Insurance in Colorado

Health Insurance in Colorado

 Colorado is one of a handful of states that has made several legislative attempts to create a single-payer healthcare system. However, these attempts have, up to this point, all been unsuccessful. For the foreseeable future, Coloradans will benefit just as much as everybody else from working with a trustworthy broker like Apollo Insurance Group. Read on to learn about health insurance in Colorado.

Quick Facts about Colorado Health Insurance

  • -Colorado operates its own state-run marketplace, Connect for Health Colorado.
  • -Open Enrollment for ACA plans will be from November 1, 2022 to January 15, 2023.
  • -Off-Exchange plans can be purchased at any time.
  • -Apollo Insurance Group can help broker plans from 11 different carriers.

How Health Insurance in Colorado Works

Colorado uses a state-run Marketplace, Connect for Health Colorado, as its health insurance exchange. There have been and are legislative pushes for single payer healthcare, but so far none have been able to pass. Plans purchased on Connect for Health Colorado are eligible for subsidies and cannot deny coverage due to preexisting conditions.

Off-Exchange plans include any plans that are not sold through Connect for Health Colorado. They are not eligible for subsidies and can deny coverage because of preexisting conditions. Due to these reasons, they tend to have lower premiums than Obamacare plans. With some exceptions, they can be purchased at any time of the year.

When to Sign Up for Colorado Health Insurance

Timing to sign up for health insurance in Colorado depends on the type of insurance that a person is signing up for. If they are signing up for an ACA plan, then they have to sign up during the Open Enrollment period. Open Enrollment is the time of the year that people can freely change their health insurance plans without any qualifiers. For 2023, OE will run from November 1, 2022 – January 15, 2023.

Outside of Open Enrollment, a person cannot change their ACA insurance plan without a Qualifying Life Event. Qualifying Life Events are a set of life changing circumstances that are considered drastic enough to allow a change in insurance. Click here for a full list of qualifying life events.

The only timing restrictions on enrolling in plans not purchased through Connect for Health Colorado are those enforced by the company carrying the insurance plan.

How to Sign Up for Health Insurance in Colorado

To start enrolling in a health insurance plan for Colorado simply fill out our quote form. We will help you start the process and find the right plan for you. Alternatively, call us in Denver at (720) 513-7880 to get help now. We have extensive experience helping  find health insurance, so call us today!

Individual Health Insurance

Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the best plan for your budget and needs.

That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

Learn More

Group Health Insurance
Do you want to provide an affordable insurance option for your employees?

Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

Learn More

Life Insurance
Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

Learn More

Dental Insurance

A good smile can be worth a million dollars.

Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

Learn More

Vision Insurance

Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

Learn More

Apollo Insurance Broker

Talk With A Helpful Agent!

We'll Handle All Your Insurance Needs With No Extra Cost.

Contact Us

Contact Us To Get Affordable Health Coverage For Your Needs At No Extra Cost!

Call (913)-279-0077

Translate »