Health Insurance in Colorado

Info – Updates – And Free Services

From Health Insurance Brokers in Colorado

Individual Health Insurance

Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the right plan for your budget and needs.

That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

Learn More About Individual Health Services

Group Health Insurance

Do you want to provide an affordable insurance option for your employees?

Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

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Life Insurance

Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

Learn More Life Insurance Services

Dental Insurance

A good smile can be worth a million dollars.

Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

Learn More Dental Insurance Services

Vision Insurance

Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

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Health Insurance in Colorado

Colorado has made multiple legislative efforts to establish a single-payer healthcare system, but these attempts have not been successful thus far.

As a result, residents of Colorado, like those in other states, can benefit from collaborating with reliable brokers such as Apollo Insurance Group for their health insurance needs.

For more information about health insurance in Colorado, continue reading.

Quick Facts About Health Insurance in Colorado

Health Insurance in Alabama
Colorado uses the federal Marketplace as its ACA Exchange.
Health Insurance in Alabama
Open Enrollment for On-Exchange plans will be from November 1 – December 15.  
Health Insurance in Alabama
Off-Exchange plans offer year-round enrollment. 
Health Insurance in Alabama
Apollo Insurance Group can help broker plans from 11 different carriers. 

When to Enroll in Colorado Health Insurance

Enrolling in health insurance in Colorado is only restricted for On-Exchange/ACA insurance plans. For these plans, most people can only enroll during the Open Enrollment period. Open Enrollment for the federal ACA Marketplace is from November 1, 2023 – December 15, 2023. To enroll outside of Open Enrollment, you will need a qualifying life event. 

Colorado Health Insurance Marketplace

With some exceptions, there are no restrictions on enrolling in Off-Exchange plans. Generally speaking, plans that are not found on the federal Marketplace allow enrollment year-round. 


Colorado Health Insurance
Apollo Insurance Group - Agents

How to Enroll in Colorado Health Insurance

To enroll in a health insurance plan in Colorado, contact us now. We will work with you to find the best plan for your budget and needs. 

Health insurance in the United States is a complicated beast, and Colorado is no exception. Let one of the experts at Apollo Insurance Group guide you.  

This is just a brief overview of health insurance in Colorado. For a more in-depth breakdown, read our article on individual health insurance.

Health Insurance in Colorado – What You Need to Know

Choosing The Right Health Insurance Plan

Choosing the right health insurance plan in Colorado can be overwhelming, but this guide will help you navigate the process. Consider your budget and coverage needs when selecting a plan. There are four main types of health insurance plans available in Colorado: HMOs, PPOs, EPOs, and POS plans. HMOs provide comprehensive coverage within the network, while PPOs offer more flexibility to choose both in-network and out-of-network providers. EPOs are similar to HMOs but allow more choice in selecting specialists, and POS plans combine features of HMOs and PPOs.


Comparing Plans in Colorado

When comparing plans, consider factors such as monthly premiums, deductibles, copayments/coinsurance, out-of-pocket maximums, and networks. Monthly premiums are the regular payments, deductibles are the amount to pay before insurance coverage begins, copayments/coinsurance are the amounts paid for services after meeting the deductible, and out-of-pocket maximums are the maximum amount you will have to pay in a year. Networks refer to the providers covered by the plan.

By considering these factors and comparing plans from different insurers, you can find a health insurance plan in Colorado that fits your needs and budget.


Affordable Health Insurance Colorado

  • Compare plans from different insurers. The cost of premiums can vary significantly from one insurer to another, so it is important to compare plans before you choose one.
  • Consider your health needs. If you have chronic health conditions, you will need to make sure that the plan you choose covers your medications and treatments.
  • Look for financial assistance. There are a number of programs that can help you pay for health insurance, such as the Premium Tax Credit and Health First Colorado.
  • Enroll during open enrollment. Open enrollment is the only time of year when you can sign up for health insurance without having to qualify for a special enrollment period.
Denver Health Insurance

Denver Health Insurance

Denver is home to many people passionate about health and wellness, and finding the right Denver health insurance policies to fit your individual needs is integral to achieving the best care. Denver health insurance providers offer a variety of plans that emphasize preventive care and overall health maintenance—from short-term plans for those seeking temporary coverage to employers providing group benefits. Denver residents can even find additional supplemental coverage to further protect against medical costs or emergencies. Whether you’re in Denver or elsewhere, it’s important to have access to quality health insurance that keeps you healthy and financially secure.

Colorado Springs, Colorado

Colorado Springs Health Insurance

As a resident of Colorado Springs, there are many health insurance options available to you. From national providers like Blue Cross Blue Shield to local companies like Rocky Mountain health plans, there is a range of options to choose from. It’s important to carefully consider the coverage and cost of each plan before making a decision. Additionally, many employers in the Colorado Springs area offer health insurance benefits. This can often be a more affordable option, so it’s worth considering if you are currently employed. Whatever health insurance plan you ultimately choose, it’s crucial to have peace of mind knowing that you and your loved ones have access to quality healthcare.

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