Health Insurance in Colorado

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Colorado Health Insurance

Health Insurance in Colorado

Colorado has made multiple legislative efforts to establish a single-payer healthcare system, but these attempts have not been successful thus far.

As a result, residents of Colorado, like those in other states, can benefit from collaborating with reliable brokers such as Apollo Insurance Group for their health insurance needs.

For more information about health insurance in Colorado, continue reading.

Quick Facts About Health Insurance in Colorado

Health Insurance in Alabama
Colorado uses the federal Marketplace as its ACA Exchange.
Health Insurance in Alabama
Open Enrollment for On-Exchange plans will be from November 1 – December 15.  
Health Insurance in Alabama
Off-Exchange plans offer year-round enrollment. 
Health Insurance in Alabama
Apollo Insurance Group can help broker plans from 11 different carriers. 

Individual Health Insurance in Colorado

Health insurance is an important part of staying healthy and financially secure. It can help you pay for medical expenses, including doctor visits, hospital stays, and prescriptions.

Individual health insurance plans offer you the flexibility to select a plan that precisely caters to your unique needs, financial considerations, and preferred network of healthcare providers.

With a wide range of coverage options and customizable features, you can ensure comprehensive and tailored healthcare solutions, providing you with peace of mind and the assurance of receiving the best possible care whenever you need it.

If you are a resident of Colorado, there are a wide range of private health insurance plans available to you.

Individual health insurance in Colorado

Types of Health Insurance in Colorado

There are four types of health insurance plans available in Colorado: Bronze plans, Silver plans, Gold plans, and Platinum plans. Each type of plan has its own set of benefits and costs.

  • Bronze plans have the lowest monthly premiums but also have the highest out-of-pocket costs. This means that if you plan on using your health insurance frequently, a Bronze plan may not be the best option for you.

  • Silver plans offer lower out-of-pocket expenses compared to Bronze plans. This makes them an ideal option for individuals who anticipate frequent utilization of their health insurance, without wanting to strain their finances in the process.

  • Gold plans offer the second-lowest monthly premiums but come with relatively higher out-of-pocket costs. Similar to Silver plans, they are ideal for individuals who anticipate frequent healthcare utilization without wanting to overspend.

 

  • Platinum plans have the highest monthly premiums but also have the lowest out-of-pocket costs. If you can afford the high premium, a Platinum plan may be the best choice for you if you think you will need to use your health insurance often.

When to Enroll in Colorado Health Insurance

Enrolling in health insurance in Colorado is only restricted for On-Exchange/ACA insurance plans. For these plans, most people can only enroll during the Open Enrollment period. Open Enrollment for the federal ACA Marketplace is from November 1, 2024 – December 15, 2024. To enroll outside of Open Enrollment, you will need a qualifying life event. 

Colorado Health Insurance Marketplace

With some exceptions, there are no restrictions on enrolling in Off-Exchange plans. Generally speaking, plans that are not found on the federal Marketplace allow enrollment year-round. 

 

Colorado Health Insurance
Apollo Insurance Group - Agents

How to Enroll in Colorado Health Insurance

To enroll in a health insurance plan in Colorado, contact us now. We will work with you to find the best plan for your budget and needs. 

Health insurance in the United States is a complicated beast, and Colorado is no exception. Let one of the experts at Apollo Insurance Group guide you.  

This is just a brief overview of health insurance in Colorado. For a more in-depth breakdown, read our article on individual health insurance.

Denver Health Insurance

Denver Health Insurance

Denver is home to many people passionate about health and wellness, and finding the right Denver health insurance policies to fit your individual needs is integral to achieving the best care. Denver health insurance providers offer a variety of plans that emphasize preventive care and overall health maintenance—from short-term plans for those seeking temporary coverage to employers providing group benefits. Denver residents can even find additional supplemental coverage to further protect against medical costs or emergencies. Whether you’re in Denver or elsewhere, it’s important to have access to quality health insurance that keeps you healthy and financially secure.

Colorado Springs, Colorado

Colorado Springs Health Insurance

As a resident of Colorado Springs, there are many health insurance options available to you. From national providers like Blue Cross Blue Shield to local companies like Rocky Mountain health plans, there is a range of options to choose from. It’s important to carefully consider the coverage and cost of each plan before making a decision. Additionally, many employers in the Colorado Springs area offer health insurance benefits. This can often be a more affordable option, so it’s worth considering if you are currently employed. Whatever health insurance plan you ultimately choose, it’s crucial to have peace of mind knowing that you and your loved ones have access to quality healthcare.

Individual Health Insurance

Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the right plan for your budget and needs.

That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

Learn More About Individual Health Services

Group Health Insurance

Do you want to provide an affordable insurance option for your employees?

Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

Learn More About Group Health Insurance

Life Insurance

Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

Learn More Life Insurance Services

Dental Insurance

A good smile can be worth a million dollars.

Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

Learn More Dental Insurance Services

Vision Insurance

Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

Learn More Vision Insurance Services

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