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Short Term Health Insurance Plans

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Benefits of Short Term
Insurance Plans

Common Health Insurance
Questions And Answers

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How Do Short Term Plans Work?

Short-term plans offer enrollment flexibility, allowing individuals to choose their desired start date, with the coverage becoming effective as early as the following day.

What is a Short Term Health Insurance Plan?

Short-term health insurance provides temporary coverage for medical expenses. It’s designed to cover gaps in healthcare coverage, offering limited benefits for a set period (typically between 1 and 12 months).

 

3. What does short-term health insurance cover?

Short-term plans usually cover basic healthcare needs like doctor visits, emergency care, and hospitalization. However, they do not cover pre-existing conditions, preventive care, or essential health benefits required by ACA-compliant plans.

 

4. How long can I stay on a short-term health insurance plan?

The length of coverage depends on your state and the insurer but generally ranges from 1 month to 12 months. Some plans allow renewals up to a maximum of 36 months, but this varies by state and provider.

 

5. Are pre-existing conditions covered under short-term health insurance?

No, most short-term health insurance plans do not cover pre-existing conditions. This makes them less comprehensive than ACA-compliant plans.

 

 

Flexibility

Short-term plans provide flexibility in terms of coverage duration, allowing individuals to choose plans that suit their specific needs. They are ideal for those in transition, such as individuals between jobs, waiting for employer-sponsored coverage to begin, or students on a break.

Prescription Glasses

Vision insurance plans typically cover prescription glasses, but the specific coverage can vary. Some plans may only cover the cost of basic frames and lenses, while others may cover more expensive frames and lenses.

Contact Lenses

Vision insurance plans may also cover contact lenses, but the specific coverage can vary. Some plans may only cover the cost of basic contact lenses, while others may cover more expensive contact lenses.

LASIK Surgery

Some vision insurance plans may offer discounts on LASIK surgery or other corrective eye procedures.

Are Short Term Plans Right For Me

Your Trusted Health Advisor

What is a Vision
Insurance Plan?

A Short Term Plan may be the best option for you if:

  • You are under the age of 40
  • Don’t use insurance other than for emergencies or big injuries
  • Need to have affordable coverage with a PPO network
  • You have no pre-existing conditions

If these describe you, then it might be time to consider the healthcare options that are available to you.

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Operating since 2010, Apollo Insurance Group is a prominent health insurance brokerage serving Lee’s Summit, Missouri, and Chicago, Illinois. Our core purpose revolves around making a positive impact on people’s lives. Through our relentless commitment, we strive to unearth the optimal solutions for our valued clients, foster meaningful connections with our employees, and actively contribute to our communities. With a specialization in Medicare, life insurance, dental, and vision coverage, Apollo boasts a team of knowledgeable agents well-versed in individual health insurance. Allow us to assist you in finding the perfect plan tailored to your needs. Connect with us today by completing our convenient contact form.

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