Health Insurance in Nevada

Health Insurance in Nevada

Apollo Insurance Group is dedicated to helping people in need in Nevada. This article is intended to be a guide to health insurance in your state – learn about the state-run exchange, when to sign up, and more. Read on to learn the basics of health insurance in Nevada

Quick Facts about Health Insurance in Nevada

    • Nevada operates its own state-run exchange marketplace, Nevada Health Link 

    • Open Enrollment for On-Exchange plans will be from November 1, 2022 – January 15, 2023. 

    • Off-Exchange plans can be purchased at any time. 

    • Apollo Insurance Group can help broker plans from 13 different carriers. 

    How Health Insurance in Nevada Works 

    Affordable Care Act (ACA) / Obamacare health insurance in Nevada uses a state-run exchange as its Marketplace. Nevadans looking for ACA health insurance can use Nevada Health Link to purchase it. On-exchange plans are eligible for subsidies and cannot deny coverage due to preexisting conditions. 

    Off-Exchange plans include any plans that are not sold in the ACA marketplace. They are not eligible for subsidies and can deny coverage because of preexisting conditions. Due to these reasons, they tend to have lower premiums than Obamacare plans. With some exceptions, they can be purchased at any time of the year. 

    When to sign up for Nevada Health Insurance

    Timing to sign up for health insurance in Nevada depends on the type of insurance that a person is signing up for. If they are signing up for an ACA plan, then they have to sign up during the Open Enrollment period. Open Enrollment is the time of the year that people can freely change their health insurance plans without any qualifiers. For 2023, OE will run from November 1, 2022 – January 15, 2023. 

    Outside of Open Enrollment, a person cannot change their ACA insurance plan without a Qualifying Life Event. Qualifying Life Events are a set of life changing circumstances that are considered drastic enough to allow a change in insurance. Click here for a full list of qualifying life events. 

    Off-Exchange plans can be purchased at any time. There are, of course, some exceptions. However, more Off-Exchange plans have year-round enrollment. 

    How to Sign Up for Health Insurance in Nevada

    To start enrolling in a health insurance plan for Nevada, simply fill out our quote form. We will help you start the process and find the right plan for you. 

    We have extensive experience helping Nevadans find health insurance, so call us today! 

    Individual Health Insurance

    Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the best plan for your budget and needs.

    That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

    Learn More

    Group Health Insurance
    Do you want to provide an affordable insurance option for your employees?

    Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

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    Life Insurance
    Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

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    Dental Insurance

    A good smile can be worth a million dollars.

    Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

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    Vision Insurance

    Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

    Learn More

    Apollo Insurance Broker

    Talk With A Helpful Agent!

    We'll Handle All Your Insurance Needs With No Extra Cost.

    Contact Us

    Contact Us To Get Affordable Health Coverage For Your Needs At No Extra Cost!

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