Health Insurance in Ohio

Health Insurance in Ohio

Apollo Insurance Group works hard to find the best providers of reliable health insurance in Ohio. Ohio uses the federal Marketplace, but there are some differences that set it apart from other states using a similar system.  

Health insurance in Ohio is rapidly changing, but Apollo is keeping up. Read on to learn about health insurance in Ohio. 

Quick Facts about Health Insurance in Ohio

    • Ohio uses the federal Marketplace as its ACA Exchange, with some state regulation 
    • Open Enrollment for On-Exchange plans is from November 1, 2022 to December 15, 2022. 
    • Off-Exchange plans can be enrolled at any time. 
    • Apollo Insurance Group can help broker plans from 14 different carriers. 

    How Health Insurance Works in Ohio

    Ohio uses the federal exchange (or Marketplace) for On-Exchange health insurance plans (also called ACA or Obamacare plans). ACA plans are eligible for subsidies and cannot deny coverage because of preexisting conditions. Ohio is one of seven states that participates in the plan management and qualified health plan certification process in addition to the federal marketplace. 

    Off-Exchange plans are any plans that are not enrolled on the Marketplace. Ohio does not have any regulations regarding Off-Exchange plans, so they are not required to cover preexisting conditions and are not eligible for subsidies. 

    When to Enroll for Ohio Health Insurance

    The only time that most Ohioans can enroll in On-Exchange health insurance is during the Open Enrollment period. For states that use the federal exchange, like Ohio, Open Enrollment runs November 1, 2022 – December 15, 2022. To enroll outside of Open Enrollment, you must have a qualifying life event. 

    With some exceptions, Off-Exchange plans can be enrolled at any time. There is no standard Open Enrollment for Off-Exchange health insurance.

    How to Enroll for Health In Ohio

    To enroll in a health insurance plan in Ohio, contact us now. We will work with you to find the best plan for your budget and needs. 

    Health insurance in the United States is a complicated beast, and Ohio is no exception. Let one of the experts at Apollo Insurance Group guide you.  

    This is just a brief overview of health insurance in Ohio and the United States at large. For a more in-depth breakdown, read our article on individual health insurance

    Individual Health Insurance

    Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the best plan for your budget and needs.

    That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

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    Group Health Insurance
    Do you want to provide an affordable insurance option for your employees?

    Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

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    Life Insurance
    Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

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    Dental Insurance

    A good smile can be worth a million dollars.

    Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

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    Vision Insurance

    Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

    Learn More

    Apollo Insurance Broker

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