Health Insurance in Washington

Health Insurance in Washington

Washington is the first state in the United States to have implemented a public health insurance option. However, enrollment in it is low and most Washingtonians with individual health insurance still obtain it through the ACA. Still, the presence of a public option can be confusing for people outside of the industry. So, working with a broker like Apollo Insurance Group to find the right plan is advisable. 

Read on for an overview of health insurance in Washington state. 

Quick Facts about Health Insurance in Washington

    • Washington operates its own state-run marketplace, Washington Healthplanfinder.
    • Open Enrollment for ACA plans will be from November 1, 2022 to January 15, 2023. 
    • Off-Exchange plans can be purchased at any time.  
    • Apollo Insurance Group can help broker plans from 8 different carriers. 

    How Health Insurance in Washington Works

    Washington operates its own state-run health insurance exchange, Washington Healthplanfinder. Washingtonians that want to enroll in ACA-compliant insurance plans can enroll through the Washington Healthplanfinder portal.  

    Washington also has the first public health insurance option in the United States. Cascade Care is available in roughly half of the counties in the state of Washington. Although Cascade Care is a public option, it is still administered by private insurers. 

    Off-Exchange plans are also available in Washington. However, there are strict state laws surrounding short-term health insurance that have kept almost all short-term providers out of Washington.  

    When to Sign Up for Washington Health Insurance

    Timing to sign up for health insurance in Washington depends on the type of insurance that a person is signing up for. If they are signing up for an ACA plan, then they have to sign up during the Open Enrollment period. Open Enrollment is the time of the year that people can freely change their health insurance plans without any qualifiers. For 2023, OE will run from November 1, 2022 – January 15, 2023.  

    Outside of Open Enrollment, a person cannot change their ACA insurance plan without a Qualifying Life Event. Qualifying Life Events are a set of life changing circumstances that are considered drastic enough to allow a change in insurance. Click here for a full list of qualifying life events.  

    There is no Open Enrollment period for Off-Exchange plans. However, state law prohibits many Off-Exchange carriers from selling plans during the Open Enrollment period for On-Exchange plans. 

    How to Sign Up for Health Insurance in Washington

    To start enrolling in a health insurance plan for Washington simply fill out our quote form. We will help you start the process and find the right plan for you. 

    We have extensive experience helping find health insurance, so call us today! 

    Individual Health Insurance

    Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the best plan for your budget and needs.

    That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

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    Group Health Insurance
    Do you want to provide an affordable insurance option for your employees?

    Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

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    Life Insurance
    Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

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    Dental Insurance

    A good smile can be worth a million dollars.

    Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

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    Vision Insurance

    Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

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    Apollo Insurance Broker

    Talk With A Helpful Agent!

    We'll Handle All Your Insurance Needs With No Extra Cost.

    Contact Us

    Contact Us To Get Affordable Health Coverage For Your Needs At No Extra Cost!

    Call (913)-279-0077

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