Licensed Florida Sales Agents with Medicare Plan Options

Quick Facts about Medicare in Florida

Did you know that over 4.5 million Medicare beneficiaries call Florida their home? Medicare, a federal health insurance program for individuals 65 and older as well as certain disabled individuals, plays a crucial role in ensuring access to healthcare for Florida’s senior population.

How Medicare works in Florida

Medicare is a federal health insurance program for people 65 years and older, as well as individuals with certain disabilities. In Florida, Medicare beneficiaries can choose from a variety of Medicare Advantage plans, which offer additional coverage beyond traditional Medicare and are provided by private insurance companies. Overall, Medicare in Florida gives individuals the opportunity to tailor their healthcare coverage to fit their unique needs and preferences.

When to Sign Up for Florida Medicare

After getting Parts A and B, you can also either get a Medicare Supplement Insurance Plan coupled with a part D Prescription Drug Plan, or a Medicare Advantage plan.  Once 65 or older, starting with the month part B is effective and lasting for six months is the Open Enrollment Period.  This is the best time to sign up for a Medicare Supplement Insurance Plan, as outside of this timeframe the Medigap plan may require underwriting which could mean the plan is not available or is more expensive than when applying during the Open Enrollment Period.  People who have Medicare due to disability will have two Open Enrollment periods, the first when Part B is effective, and a second when the beneficiary turns 65.  You can also sign up for a Medicare Advantage plan during the Open Enrollment Period. Medicare Annual Enrollment Period takes place from October 15th through December 7th each year, during which individuals can make changes to their Medicare Advantage plan or Prescription Drug plan for the upcoming year. While Medicare can be a complex program, understanding the enrollment process and options available in Missouri can help ensure that you have the best coverage for your needs.

How to Sign Up for Florida Medicare

Option 1: Online
People can visit www.Medicare.gov to enroll in Medicare online. They will need to create an account and fill out an application. Once the application is complete, CMS will automatically enroll them in Original Medicare (Parts A & B). If they want prescription drug coverage (Part D), they will need to select a plan during the enrollment process.

Option 2: By calling CMS
People can call CMS at 1-800-MEDICARE (1-800-633-4227) to speak with a customer service representative who will help them enroll in Medicare over the phone. TTY users can call 1-877-486-2048. People who are deaf or hard of hearing can call 711 for relay services. Representatives are available 24 hours a day, 7 days a week.
Option 3: Visiting their local Social Security office

Fill out our quote form for a free consult (no obligation to enroll) with a licensed health insurance agent in a Medicare Supplement Insurance Plan, a Medicare Advantage plan, or a Prescription Drug Plan.

Florida Medicare – Find a Plan That’s Right For You

Information About Florida Medicare Plan Options

We often get a lot of questions about Medicare and what exactly it covers. Medicare is a Federal Insurance program that provides health insurance for Americans who are 65 or older, have certain disabilities, or have End-Stage Renal Disease. In this blog post, we’re going to give you a quick overview of what Medicare covers in the state of Florida.

Medicare in Florida Parts of Medicare

There are five parts to Medicare: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage plans), Part D (Prescription Drug Coverage). and Part E section.
Part A and B are sometimes referred to as “Original Medicare.”
In Florida, there are 29 Medicare Advantage plans available, and all plans must cover at least the same benefits as Original Medicare.

What does Part A cover?

Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care services.

What does Part B cover?

Part B covers preventive services, outpatient care, mental health services, and some home health services. Part B also covers some durable medical equipment, like walkers and wheelchairs.

What does Part C cover?

Part C is also known as a “Medicare Advantage Plan.” These plans are offered by private insurance companies and must follow certain rules set by Medicare.  Most plans include prescription drug coverage.

What does Part D cover?

Part D is prescription drug coverage. This part is offered by private insurance companies and outline which drugs are covered under the plan and how much you will pay for each one. Not all plans cover the same drugs.

What does Part E cover?

Part E: Miscellaneous Programs

This part of Medicare regulates miscellaneous programs, such as Medicare cost plans (not widely available and usually in rural areas), Medigap Plans, and the Program for All-Inclusive Care for the Elderly (PACE).

You can enroll in Original Medicare (Part A and B) through the Social Security Administration or if you have a retirement account with the Railroad Retirement Board. If you want to enroll in a Part C or D plan, you can contact private insurance companies directly. You can also receive more information on enrolling in the different parts of Medicare by calling 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or or by visiting www.medicare.gov. If you have questions about enrolling in any of these plans or about what coverage is right for you, please contact our licensed sales agents at Apollo Insurance Group. We’re here to help!

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options 24 hours a day, 7 days a week. Please note that each insurer has sole financial responsibility for its products.
Not connected with or endorsed by the U.S Government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you. Apollo Insurance Group represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Apollo Insurance Group and its affiliates comply with applicable Federal civil rights laws, and we do not discriminate based on race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion.

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