Health Insurance in Kentucky

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From Health Insurance Brokers in Kentucky

Individual Health Insurance

Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the right plan for your budget and needs.

That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.

Learn More About Individual Health Services

Group Health Insurance

Do you want to provide an affordable insurance option for your employees?

Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.

Learn More About Group Health Insurance

Life Insurance

Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.

Learn More Life Insurance Services

Dental Insurance

A good smile can be worth a million dollars.

Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.

Learn More Dental Insurance Services

Vision Insurance

Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.

Learn More Vision Insurance Services

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Health Insurance in Kentucky

Insurance in Kentucky can be confusing and volatile, but it doesn’t have to be. The agents at Apollo Insurance group can help, so call us now at 346-971-4814 for assistance. Read on to learn all about health insurance in Kentucky. 

Quick Facts About Health Insurance in Kentucky

Health Insurance in Alabama

Kentucky uses the federal Marketplace as its ACA Exchange.

Health Insurance in Alabama

Open Enrollment for On-Exchange plans will be from November 1 – December 15.  

Health Insurance in Alabama

Off-Exchange plans offer year-round enrollment. 

Health Insurance in Alabama

Apollo Insurance Group can help broker plans from 14 different carriers. 

When to Enroll in Kentucky Health Insurance

Enrolling in health insurance in Kentucky is only restricted for On-Exchange/ACA insurance plans. For these plans, most people can only enroll during the Open Enrollment period. Open Enrollment for the federal ACA Marketplace is from November 1, 2023 – December 15, 2023. To enroll outside of Open Enrollment, you will need a qualifying life event. 

With some exceptions, there are no restrictions on enrolling in Off-Exchange plans. Generally speaking, plans that are not found on the federal Marketplace allow enrollment year-round. 


Kentucky Health Insurance
Apollo Insurance Group - Agents

How to Enroll in Kentucky Health Insurance

To enroll in a health insurance plan in Kentucky, contact us now. We will work with you to find the best plan for your budget and needs. 

Health insurance in the United States is a complicated beast, and Kentucky is no exception. Let one of the experts at Apollo Insurance Group guide you.  

This is just a brief overview of health insurance in Kentucky. For a more in-depth breakdown, read our article on individual health insurance.

Health Insurance in Kentucky – What You Need to Know

Health insurance is a vital part of life in Kentucky. The Commonwealth of Kentucky offers several health insurance options for residents, and it is important to understand the ins and outs of each before making a decision. In this blog post, we will briefly outline some of the most popular health insurance options in Kentucky so that you can make an informed decision about which one is right for you and your family.

Health Insurance Options in Kentucky

There are several health insurance options available to residents of Kentucky. The most popular options are private health insurance, Medicaid, and Medicare.

Private health insurance is a type of health insurance that is provided by private companies. Private health insurance companies in Kentucky include Humana, Anthem Blue Cross Blue Shield, and Cigna. Private health insurance plans typically have higher monthly premiums than Medicaid or Medicare, but they also tend to have lower out-of-pocket costs when you need to use your insurance.

Medicaid is a government-sponsored health insurance program for low-income adults and children. In order to qualify for Medicaid in Kentucky, your household income must be at or below 138% of the federal poverty level.

Medicare is a government-sponsored health insurance program for adults 65 and over or for adults with certain disabilities. There are four main parts to Medicare: Part A covers hospitalization, Part B covers outpatient care, Part C covers prescription drugs, and Part D covers long-term care.
It’s important to note that not all Kentuckians will qualify for all four parts of Medicare.
You can learn more about whether or not you qualify for Medicare on the official website.

Choosing the right healthcare plan is a big decision – one that shouldn’t be taken lightly. We hope that this guide has given you a better understanding of the different types of health insurance available to residents of Kentucky so that you can make an informed decision about which one is right for you and your family. As always, our team at Lexington Insurance Agency is here to answer any questions you may have about choosing or enrolling in healthcare coverage in Kentucky. Give us a call today!

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