816-400-4477Health Insurance in Maryland
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Health Insurance in Maryland
Apollo Heakth Insurance is dedicated to delivering peace of mind through health insurance that is tailored to our clients’ needs. Rest easy knowing your medical challenges are simplified by our industry experts and knowledgeable advisors. Read on to learn more about health care in Maryland.
Quick Facts About Health Insurance in Maryland
Maryland uses the federal Marketplace as its ACA Exchange.
Open Enrollment for On-Exchange plans will be from November 1 – December 15.
Off-Exchange plans offer year-round enrollment.
Apollo Insurance Group can help broker plans from 2 different carriers.
Individual Health Insurance in Maryland
Health insurance is an important part of staying healthy and financially secure. It can help you pay for medical expenses, including doctor visits, hospital stays, and prescriptions.
Individual health insurance plans offer you the flexibility to select a plan that precisely caters to your unique needs, financial considerations, and preferred network of healthcare providers.
With a wide range of coverage options and customizable features, you can ensure comprehensive and tailored healthcare solutions, providing you with peace of mind and the assurance of receiving the best possible care whenever you need it.
If you are a resident of Maryland, there are a wide range of private health insurance plans available to you.
Types of Health Insurance in Maryland
There are four types of health insurance plans available in Maryland: Bronze plans, Silver plans, Gold plans, and Platinum plans. Each type of plan has its own set of benefits and costs.
- Bronze plans have the lowest monthly premiums but also have the highest out-of-pocket costs. This means that if you plan on using your health insurance frequently, a Bronze plan may not be the best option for you.
- Silver plans offer lower out-of-pocket expenses compared to Bronze plans. This makes them an ideal option for individuals who anticipate frequent utilization of their health insurance, without wanting to strain their finances in the process.
- Gold plans offer the second-lowest monthly premiums but come with relatively higher out-of-pocket costs. Similar to Silver plans, they are ideal for individuals who anticipate frequent healthcare utilization without wanting to overspend.
- Platinum plans have the highest monthly premiums but also have the lowest out-of-pocket costs. If you can afford the high premium, a Platinum plan may be the best choice for you if you think you will need to use your health insurance often.
When to Enroll in Maryland Health Insurance
Enrolling in health insurance in Maryland is only restricted for On-Exchange/ACA insurance plans. For these plans, most people can only enroll during the Open Enrollment period. Open Enrollment for the federal ACA Marketplace is from November 1, 2024 – December 15, 2024. To enroll outside of Open Enrollment, you will need a qualifying life event.
With some exceptions, there are no restrictions on enrolling in Off-Exchange plans. Generally speaking, plans that are not found on the federal Marketplace allow enrollment year-round.
How to Enroll in Maryland Health Insurance
To enroll in a health insurance plan in Maryland, contact us now. We will work with you to find the best plan for your budget and needs.
Health insurance in the United States is a complicated beast, and Maryland is no exception. Let one of the experts at Apollo Health Insurance guide you.
Frederick, Maryland Health Insurance
In Frederick, MD, health insurance is essential for ensuring access to necessary medical care. While there are options for the uninsured through clinics and emergency rooms, these can be costly and often do not provide comprehensive coverage. It is important for residents of Frederick to research their health insurance options and select a plan that meets their needs and budget.
Fortunately, Frederick offers a variety of health insurance providers, including CareFirst BlueCross BlueShield, United Healthcare, Kaiser Permanente, Aetna, and Cigna. These providers offer plans from both state and federal health care exchanges, as well as employer-sponsored group plans. It’s also important to remember that health insurance plans often have a variety of components – from deductibles to copays to provider networks – so it’s crucial to carefully review all details before enrolling in a plan. Overall, having health insurance in Frederick provides peace of mind and access to necessary medical care.
Individual Health Insurance
Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it’s a challenge to navigate and find the right plan for your budget and needs.
That’s where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There’s no extra cost to you and you’ll have an insurance person to always turn to.
Group Health Insurance
Do you want to provide an affordable insurance option for your employees?
Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.
Life Insurance
Let’s be honest, we often don’t think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.
Dental Insurance
A good smile can be worth a million dollars.
Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.
Vision Insurance
Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.
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