816-400-4477Medicare Plan Options in Missouri
Info, Updates and Free Services with No Obligation to Enroll
Quick Facts about Medicare in Missouri
In Missouri, roughly 1 million Medicare beneficiaries are enrolled in Medicare Part A (hospital insurance), 1.1 million are enrolled in Medicare Part B (medical insurance), and approximately 750,000 have Medicare Part D (prescription drug coverage). Medicare recipients in Missouri can choose to receive their benefits through Original Medicare or through Medicare Advantage plans, which are provided through private insurers.
How Medicare works in Missouri
Medicare is a federal health insurance program for individuals 65 and older, as well as those with certain disabilities or conditions. Medicare coverage in Missouri follows the same guidelines as Medicare coverage in other states. Medicare Part A covers expenses related to hospital stays, while Medicare Part B covers expenses related to outpatient services such as doctor’s visits and preventative care. Medicare Part D is a prescription drug coverage that can be added onto an individual’s Medicare plan for an additional fee. Medicare Advantage plans, offered by private insurers and approved by Medicare, are also available as alternatives to original Medicare coverage. It is important for Missouri residents to understand their Medicare options and make informed decisions about what coverage best meets their needs. Additionally, Medicaid provides coverage for low-income individuals in Missouri and may also be necessary for Medicare recipients with limited income and resources. Ultimately, working with a licensed sales agent can help ensure that individuals in Missouri have the appropriate Medicare coverage. In any case, it is important to stay up to date on changes and updates to Medicare guidelines so that you always have access to the healthcare you need.
When to Sign Up for Medicare in Missouri
After getting Parts A and B, you can also either get a Medicare Supplement Insurance Plan coupled with a part D Prescription Drug Plan, or a Medicare Advantage plan. Once 65 or older, starting with the month part B is effective and lasting for six months is the Open Enrollment Period. This is the best time to sign up for a Medicare Supplement Insurance Plan, as outside of this timeframe the Medigap plan may require underwriting which could mean the plan is not available or is more expensive than when applying during the Open Enrollment Period. People who have Medicare due to disability will have two Open Enrollment periods, the first when Part B is effective, and a second when the beneficiary turns 65. You can also sign up for a Medicare Advantage plan during the Open Enrollment Period. Medicare Annual Enrollment Period takes place from October 15th through December 7th each year, during which individuals can make changes to their Medicare Advantage plan or Prescription Drug plan for the upcoming year. While Medicare can be a complex program, understanding the enrollment process and options available in Missouri can help ensure that you have the best coverage for your needs.
How to Sign Up for Medicare in Missouri
Option 1: Online
People can visit www.Medicare.gov to enroll in Medicare online. They will need to create an account and fill out an application. Once the application is complete, CMS will automatically enroll them in Original Medicare (Parts A & B). If they want prescription drug coverage (Part D), they will need to select a plan during the enrollment process.
Option 2: By calling CMS
People can call CMS at 1-800-MEDICARE (1-800-633-4227) to speak with a customer service representative who will help them enroll in Medicare over the phone. TTY users can call 1-877-486-2048. People who are deaf or hard of hearing can call 711 for relay services. Representatives are available 24 hours a day, 7 days a week.
Option 3: Visiting their local Social Security office
Fill out our quote form for a free consult (no obligation to enroll) with a licensed health insurance agent in a Medicare Supplement Insurance Plan, a Medicare Advantage plan, or a Prescription Drug Plan.
Missouri Medicare – Find a Plan That’s Right For You
Information about Medicare Plans in Missouri
Missouri Medicare plans are insurance plans that help cover the cost of medical care for seniors and people with disabilities. There are four main types of Missouri Medicare plans: Original Medicare, Medicaid, Medicare Advantage, and Medigap. In this blog post, we’ll give you a brief overview of each type of plan.
Original Medicare
Original Medicare is a federal health insurance program that pays for hospital and medical care for seniors and people with disabilities. It is made up of two parts: Part A (hospital insurance) and Part B (medical insurance).
Medicare Advantage Plans
A Medicare Advantage plan is an option that is becoming the preferred choice for more and more Americans. Medicare Advantage plans are designed more like the coverage many people are used to having had most of their lives, versus the a la carte design of having Original Medicare (Parts A and B), a Medigap plan, and also a part D prescription drug plan.
Medicaid
Medicaid is a state and federal partnership that provides health coverage to low-income adults, children, pregnant women, seniors, and people with disabilities. In Missouri, Medicaid is called MO HealthNet.
To be eligible for MO HealthNet, you must meet certain income and resource guidelines.
Medigap
Medigap is a type of health insurance that is sold by private companies. It helps fill in the “gaps” in Original Medicare coverage. This means it pays for some of the out-of-pocket costs that Original Medicare doesn’t cover, like deductibles, coinsurance, and copayments.
There are four main types of Missouri Medicare plans: Original Medicare, Medicaid, Medicare Advantage, and Medigap. If you’re interested in signing up for a Missouri Medicare insurance plan, you can reach out to an Apollo agent at 816-846-3217 or visit our website at apollofights4you.com
Not connected with or endorsed by the U.S Government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you. Apollo Insurance Group represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Individual Health Insurance
Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it's a challenge to navigate and find the right plan for your budget and needs.
That's where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There's no extra cost to you and you'll have an insurance person to always turn to.
Group Health Insurance
Do you want to provide an affordable insurance option for your employees?
Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.
Life Insurance
Let's be honest, we often don't think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.
Dental Insurance
A good smile can be worth a million dollars.
Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.
Vision Insurance
Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.
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(816) 608-4333
-CALLING THE NUMBER ABOVE WILL DIRECT YOU TO A LICENSED INSURANCE AGENT.
By completing the form above, I understand that a Licensed Insurance Agent from Apollo Insurance Group may contact me via phone, email or mail to discuss Medicare insurance options. Calls may be made by auto dialer, text, or robocall and are for marketing purposes. Cellular carrier charges may apply. Providing permission does not impact eligibility to enroll or the provision of services. You can change permission preferences at any time by contacting (816) 608-4333. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Apollo Insurance Group is not affiliated with the federal Medicare program or the government. This is a solicitation for insurance.
Schedule Your Free Consultation To Get Personalized Help with Medicare Plan Options (No Obligation to Enroll)
What To Expect On Your Call With A Licensed Health Insurance Sales Agent:
- Enroll correctly to avoid penalties and ensure coverage.
- Understand your coverage so you aren't surprised by unexpected out-of-pocket expenses.
- Avoid selecting a plan that does not suit your needs.
- Be confident in your decision of selecting a plan that has coverage for what is important to you.
- Save time with our simplified process so you can spend more time doing what you enjoy.
- Our licensed health insurance sales agents work for you and with you to shop plan options available to find what suits your needs, and if requested may advocate on clients' behalf for issues with claims as well.
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