Short Term Health Insurance Plans

Get Affordable Short Term Coverage

Benefits of Short Term
Insurance Plans

Common Health Insurance
Questions And Answers

How Do Short Term Plans Work?

Short-term plans offer enrollment flexibility, allowing individuals to choose their desired start date, with the coverage becoming effective as early as the following day.

What is a Short Term Health Insurance Plan?

Short-term health insurance provides temporary coverage for medical expenses. It’s designed to cover gaps in healthcare coverage, offering limited benefits for a set period (typically between 1 and 12 months).

 

3. What does short-term health insurance cover?

Short-term plans usually cover basic healthcare needs like doctor visits, emergency care, and hospitalization. However, they do not cover pre-existing conditions, preventive care, or essential health benefits required by ACA-compliant plans.

 

4. How long can I stay on a short-term health insurance plan?

The length of coverage depends on your state and the insurer but generally ranges from 1 month to 12 months. Some plans allow renewals up to a maximum of 36 months, but this varies by state and provider.

 

5. Are pre-existing conditions covered under short-term health insurance?

No, most short-term health insurance plans do not cover pre-existing conditions. This makes them less comprehensive than ACA-compliant plans.

 

 

Flexibility

Short-term plans provide flexibility in terms of coverage duration, allowing individuals to choose plans that suit their specific needs. They are ideal for those in transition, such as individuals between jobs, waiting for employer-sponsored coverage to begin, or students on a break.

Prescription Glasses

Vision insurance plans typically cover prescription glasses, but the specific coverage can vary. Some plans may only cover the cost of basic frames and lenses, while others may cover more expensive frames and lenses.

Contact Lenses

Vision insurance plans may also cover contact lenses, but the specific coverage can vary. Some plans may only cover the cost of basic contact lenses, while others may cover more expensive contact lenses.

LASIK Surgery

Some vision insurance plans may offer discounts on LASIK surgery or other corrective eye procedures.
Are Short Term Plans Right For Me

Your Trusted Health Advisor

What is a Vision
Insurance Plan?

A Short Term Plan may be the best option for you if:

  • You are under the age of 40
  • Don’t use insurance other than for emergencies or big injuries
  • Need to have affordable coverage with a PPO network
  • You have no pre-existing conditions

If these describe you, then it might be time to consider the healthcare options that are available to you.

Happy Clients

Insurance Products

Years Of Combined Experience

Professional Agents

Your Trusted Health Advisor

Call 816-400-4477 to get health insurance.

Apollo Will Find The Right Plan For You

Apollo Will Find The Right

Plan For You

Operating since 2010, Apollo Insurance Group is a prominent health insurance brokerage serving Lee’s Summit, Missouri, and Chicago, Illinois. Our core purpose revolves around making a positive impact on people’s lives. Through our relentless commitment, we strive to unearth the optimal solutions for our valued clients, foster meaningful connections with our employees, and actively contribute to our communities. With a specialization in Medicare, life insurance, dental, and vision coverage, Apollo boasts a team of knowledgeable agents well-versed in individual health insurance. Allow us to assist you in finding the perfect plan tailored to your needs. Connect with us today by completing our convenient contact form.

Let Our Clients Tell You About Us

"Anthony was very helpful in my wife's and I needs, took time to explain different options and costs very attentive and can tell he's doing a job that he heartily enjoys,helpful in people's needs and their income very happy he's my health care contact."

Joseph

Happy Customer

"Jake Cooper was so helpful in helping me find the right plan to fit my family's needs. He provided detailed information and exhibited patience, friendliness and was efficient! Highly recommend this company to assist with your health insurance needs!"

Liz

Happy Customer

"Talbot keeps an eye on my policy at all times so I don't have to. He has found the best coverage possible for me and for my multiple members of my family. I highly recommend for personalized 5 star service!"

Jinty

Happy Customer

What Happens When Medicare Stops Paying For Nursing Home Care Banner

What Happens When Medicare Stops Paying For Nursing Home Care

QUICK LINKS: What is Medicare What are the different parts to Medicare Medicare Coverage for Nursing Home Care What Happens After Medicare Stops Paying  Medicaid Financial Assistance for Long Term Care   Skilled Nursing Homes A Continued Support System Beyond Medicare...
Does Dental Insurance Cover Veneers Banner

Does Dental Insurance Cover Veneers

QUICK LINKS: What Are Veneers  What is Dental Insurance  The Basics of Dental Insurance Coverage Are Veneers Covered by Dental Insurance Alternatives to Insurance for Veneers  Alternatives to Veneers Covered by Insurance Tips for Navigating Insurance for Veneers ...
Is Vision Insurance Worth it Banner

Is Vision Insurance Worth It

QUICK LINKS: What is Vision Insurance Is Vision Insurance worth it Benefits of Vision Insurance Eye Exam Costs Without Insurance How Does Vision Insurance Work   Vision Insurance Benefits  Do I need Vision Insurance What Does Vision Insurance Cover Save Money With...
High Deductible vs Low Deductible banner

High Deductible vs Low Deductible

QUICK LINKS: What is a Deductible Understanding Deductibles in Health Insurance   What is a High Deductible Health Plan What is a Low Deductible Health Plan What is the Main Difference Between High Deductible and Low Deductible Health Plans  Understanding Employee...
Small Business Health Insurance Cost

Small Business Health Insurance Cost (Optimize your benefits)

QUICK LINKS: Small Business Health Insurance Costs Group Health Insurance Coverage  Exploring Group Health Insurance Options Strategies to Manage Health Insurance Options What is Group Health Insurance   Understanding Employee Premiums and Their Impact on Small...
How Does Health Insurance Work Banner

How Does Health Insurance Work (Expert Coverage Insights)

QUICK LINKS: What is health insurance  What does health insurance cover Exploring Different Types of Health Insurance Understanding Short Term Health Insurance What is Group Health Insurance   Understanding Monthly Premiums  Evaluating Out of Pocket Maximums...
What Is ICHRA Health Insurance

What is ICHRA Health Insurance

QUICK LINKS: Understanding ICHRA Health Insurance How Does an ICHRA Plan Work  Benefits of ICHRA for Small Businesses Tax Benefits of ICHRA What is Group Health Insurance   ICHRA vs. Traditional Group Health Insurance  How to Implement ICHRA into your Small Business ...
Does Dental Insurance Cover Crowns

Does Dental Insurance Cover Crowns

QUICK LINKS: What Are Dental Crowns How Does Dental Insurance Work Does Dental Insurance Cover Crowns Factors That Affect Coverage for Crowns How To Maximize Your Dental Insurance   What Does Dental Insurance Typically Cover Why Dental Crowns Are Worth It When it...
Can I Buy Health Insurance And Use It Immediately

Can I Buy Health Insurance and Use It Immediately (Get Coverage Today)

QUICK LINKS: The Importance Of Health Insurance  What Are The Different Types of Health Insurance Understanding Start Dates for Health Insurance Coverage What Are Short-Term Health Insurance Plans What Are Health Insurance Waiting Periods  What is a Health Insurance...
What is the primary reason for buying an annuity banner

What Is the Primary Reason for Buying an Annuity (A Comprehensive Guide)

Quick Links: What is an Annuity? What are The Benefits of Annuities? How do Annuities work? What is a Guaranteed Income? Understanding the Different Types of Annuities? What are Deferred Annuities? What are Variable Annuities? The Importance of Variable Annuities...
Translate »