Table Of Contents Is There A Penalty for Not Having Health Insurance? What States have a Penalty for No Health Insurance and Why? What are the States Based Penalties? Why is There No Longer a National Penalty?Health insurance is an important part of staying healthy...
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Does Deductible Reset Every Year?
Table of Contents How does deductible reset every year for certain types of policies? Understanding Deductibles Different Types of Deductibles Understanding the Impact of Deductible on your Premiums Tips for Reducing your Deductible Rate while Maximizing CoverageAre...
What Does ‘Out of Pocket’ Mean?
Table Of Contents What Does Out of Pocket Mean? What is an Out of Pocket Maximum? Are There Plans That Have No Out of Pocket? Out of Pocket Maximum vs DeductibleThe phrase "out of pocket" refers to the portion of your medical expenses that you have to pay for yourself...
Critical Illness Insurance: Is It Worth It?
Table Of Contents What is Critical Illness Insurance How Does Critical Illness Insurance Work What are the Disadvantages of Critical Illness Insurance Is Critical Illness Insurance Worth ItCritical illness insurance is often touted as a valuable financial safety net,...
Does Health Insurance Cover Eye Exams?
Table Of Contents Does Health Insurance Cover Eye Exams? What is the Difference Between Health Insurance and Vision Coverage? How Do I Get Vision Coverage? Does Vision Coverage Help Pay For Eyeglasses or Contacts? When it comes to maintaining our overall health, we...
Understanding Special Enrollment Periods
Table of Contents SEPs for Qualifying Life Events What Would Qualify for an SEP? FEMA Disaster/Emergency DeclarationUnderstanding the special enrollment periods (SEPs) for different health plans is crucial for effective healthcare management. SEPs allow you to make...