Proud Partner of AASA, The School Superintendents Association.

Health Insurance for Teachers and School Districts

The Health Insurance Provider For School Districts & Educators

• Lower Costs for Districts • Better Coverage for Educators • Innovative, Proven Strategies

Superintendents & Teachers Across America Choose Apollo

Discover how Amy, a mother and teacher, found life-changing support from Apollo in securing affordable, comprehensive coverage.

How We Serve School Districts

Health Insurance for Teachers' Families and Dependents

We’re here to help you find the right health coverage for your family. In many cases, placing your spouse or dependents on an individual health plan—separate from your school’s group coverage—can save you money and provide better options. At Apollo, we work directly with educators to explore these solutions, guide you through the process, and make sure your loved ones are fully covered with a plan that fits your needs and budget.

Saving School Districts on Group Health Insurance Costs

Superintendents across the country face the same challenge every year: rising health insurance premiums that strain already-tight budgets. At Apollo, we help school districts break that cycle. Our team designs custom strategies that help school districts manage rising healthcare costs while ensuring educators and their families receive the support and coverage they deserve..

You don’t have to choose between your budget and your staff’s well-being. Let us show you how to take control of your district’s health benefits—and keep premiums predictable, sustainable, and aligned with your goals.

Your Trusted Health Advisor

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Lowering Health Insurance Costs for a Rural Kansas School District

How One School District Improved Teacher Retention and Saved Thousands on Benefits A rural Kansas district faced steep annual increases on its fully insured health plan. The superintendent was stuck—unable to give raises and watching talented teachers leave for higher-paying districts. Apollo stepped in with a better solution: we transitioned the district to a customized plan and placed educators’ families on individual plans. The result? Big savings.
  • Annual Savings for Educators with Families: $69,000+
  • Overall Savings by Switching to a Custom Plan: 18%
  • Monthly Savings Per Educator Family: $5,800+
Now, that money goes back into the classroom—supporting educators and strengthening the district’s future. In a rural community, those savings ripple out—helping retain local talent, freeing up funds for school improvements, and boosting the local economy. And for a superintendent who wears many hats, having a trusted partner managing the district’s benefits means one less thing to worry about.        
Rural School Bus

Resources for Teachers & Superintendents

Retain Top Talent

Better health benefits help you keep the educators you value most. Apollo’s solutions offer stronger networks, lower premiums, and peace of mind for teachers and their families.

Give Teachers Raises

When districts spend less on group health plans, they free up funds to reinvest in staff. By moving educator families to individual plans, districts like yours can offer raises without increasing your budget.

Custom Plans

Every district is different. We tailor your health plan strategy to meet your goals—whether it’s budget control, better benefits, or both. One size never fits all.

Simplify the Experience

We handle the heavy lifting—education, onboarding, and ongoing support for every staff member. Your HR team gets more bandwidth, and your teachers get a trusted guide.

Comprehensive Health Insurance Solutions for School Districts

 

Explore the key ways we help school districts transform their benefits strategy.

 
Rural School Expertise

We understand the unique budget and staffing challenges rural districts face—and we’ve helped many overcome them with flexible, cost-saving solutions.

Custom Plan Options We design plans that fit your district—whether that’s fully insured, level-funded, or self-funded. No cookie-cutter solutions here.
Individual Family Solutions

When it makes sense, we help educator families explore ACA or Health Share plans—often lowering costs and improving coverage without impacting the group plan.

Hands-On Support

Our team walks every teacher through their plan, start to finish—no call centers here.

Claims Helpdesk

In-house claims specialists advocate for your staff when bills or questions come up.

Custom Education Tools We provide open enrollment webinars, benefit booklets, and one-on-one consultations.

Why School Districts Partner with a Health Insurance Broker

A trusted broker helps you design smarter health plans—saving time, reducing costs, and supporting your educators and their families.

An Advocate for Your District

School leaders juggle countless responsibilities. When it comes to health coverage, a broker brings clarity, strategy, and options. We work alongside superintendents and HR teams to explore custom benefits that reduce costs and support teacher retention—without adding more to your plate.

Apollo Will Find The Right

Plan For You

Driven by our mission to Positively Impact People’s Lives, we empower individuals and families to find the perfect healthcare coverage. Since 2010, we have secured over 32,000 of affordable health plans for those seeking coverage. Our team of dedicated health insurance advisors go beyond quotes – offering competitive pricing, a wide range of options, and unparalleled advocacy for your well-being. Our goal is to make sure that you feel confident and have peace of mind knowing that your health coverage is taken care of.

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Let Our Clients Tell You About Us

"Anthony was very helpful in my wife's and I needs, took time to explain different options and costs very attentive and can tell he's doing a job that he heartily enjoys,helpful in people's needs and their income very happy he's my health care contact."

Joseph

Happy Customer

"Jake Cooper was so helpful in helping me find the right plan to fit my family's needs. He provided detailed information and exhibited patience, friendliness and was efficient! Highly recommend this company to assist with your health insurance needs!"

Liz

Happy Customer

"Talbot keeps an eye on my policy at all times so I don't have to. He has found the best coverage possible for me and for my multiple members of my family. I highly recommend for personalized 5 star service!"

Jinty

Happy Customer

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