Health Insurance in Wyoming
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Health Insurance Broker Services in Wyoming
Apollo Health Insurance works hard to find the best providers of reliable health insurance in Wyoming. Our agents work with all the major carriers and focus on fully customizing plans to fit your needs.
With our outstanding team of insurance experts, we have created a comprehensive guide to help you find the best health insurance coverage for you and your family.
Quick Facts About Health Insurance in Wyoming
Wyoming uses the federal Marketplace as its ACA Exchange.
Apollo Insurance Group can help broker plans from 10 different carriers.
How To Find Affordable Health Insurance in Wyoming
When shopping for a individual health insurance plan in Wyoming, it is important to consider your needs and budget. You should also think about the following factors:
Your health: If you have any pre-existing conditions, you will need to make sure that the plan you choose covers those conditions
Your budget: You should compare the premiums and deductibles of different plans to find one that fits your budget
Your network: If you have a preferred doctor or hospital, you will need to make sure that they are in the plan’s network
Individual Health Insurance in Wyoming
Health insurance is an important part of staying healthy and financially secure. It can help you pay for medical expenses, including doctor visits, hospital stays, and prescriptions. Individual health insurance plans provide individuals and families with the flexibility to choose a plan that best fits their specific needs, budget, and preferred network of healthcare providers.
If you are a resident of Wyoming, there are a number of individual health insurance plans available to you.
Types of Individual Health Insurance Plans
Affordable Care Act (ACA)
The Affordable Care Act (ACA), also known as “Obamacare,” requires all health insurance plans to provide Minimum Essential Coverage. The ACA also offers subsidies to eligible families with a household income below 300% of the Federal Poverty Level. It is the current law governing health insurance in the United States.
Short Term Plans
Consider short-term health plans if you’re between jobs or in a new location. They provide temporary coverage for a few months (duration varies by state). While offering less comprehensive coverage than long-term plans, they act as a safety net for those without insurance or ineligible for special enrollment periods due to qualifying life events.
Health Sharing Plans
Health Sharing Plans, which are typically non-profit and often affiliated with religious organizations, provide healthcare benefits that differ from Minimum Essential Coverage (MEC) and may impose waiting periods for pre-existing conditions. It’s important to note that Health Sharing Plans are not legally classified as insurance.
Wyoming Health Insurance Marketplace
The Affordable Care Act (ACA) Marketplace offers plans for individuals and families who do not have access to employer-sponsored health insurance.
According to healthcare.gov, in order to qualify for health coverage through the Wyoming Marketplace, you must:
- Be a Wyoming resident
- Must be a U.S. citizen or national (or be lawfully present)
- Cannot be incarcerated
- Not be enrolled in Medicare
In addition, to qualify for financial assistance with your Marketplace plan you must:
- Not have access to affordable health coverage through your employer. If your employer offers coverage but you feel it’s too expensive, you might qualify for premium subsidies.
- Not be eligible for Medicaid or CHIP.
How to Enroll in Wyoming Health Insurance
To enroll in a health insurance plan in Wyoming, contact us. We will work with you to find the best plan for your budget and needs.
Health insurance in the United States is a complicated beast, and Wyoming is no exception. Let one of the experts at Apollo Health Insurance guide you.
When to Enroll in Wyoming Health Insurance
Enrolling in health insurance in Wyoming is only restricted for On-Exchange/ACA insurance plans. For these plans, most people can only enroll during the Open Enrollment period.
Open Enrollment for the federal ACA Marketplace is from November 1, 2023 – December 15, 2023. To enroll outside of Open Enrollment, you will need a qualifying life event.
Except for specific circumstances, Off-Exchange plans can be purchased at any time of the year. This differs from Exchange plans, which typically only allow enrollment during specific periods.
Individual Health Insurance
Insurance can be complicated. Between the dozens of providers, changing laws, different kinds of insurance, and so many options, it’s a challenge to navigate and find the right plan for your budget and needs.
That’s where an insurance broker can help. Apollo are the experts in health insurance and will fight for you. There’s no extra cost to you and you’ll have an insurance person to always turn to.
Group Health Insurance
Do you want to provide an affordable insurance option for your employees?
Or maybe your employees are already insured but the cost has increases. It may be time to shop for a better group plan. Having health insurance through an employer is an additional way to acquire and keep talent. Connect with Apollo to find the best group insurance plan for you and your employees.
Life Insurance
Let’s be honest, we often don’t think about the extremes of what could happen in life. Life insurance is the least purchased kind of insurance even though plans start at only a few dollars a month. If you want to make sure your family is taken care of, this simple insurance can have a huge effect in case of death.
Dental Insurance
A good smile can be worth a million dollars.
Everyone can benefit to good oral care and the cost of emergencies can be quite large. Luckily there are flexible dental insurance plans for everyone. Contact us to get a dental plan that works for your budget.
Vision Insurance
Our eyes are one of our most precious organs, and we only have two, so proactive protection and care is key to maintaining these vital organs! Particularly for children, they don’t yet know how beautiful the world is through perfect vision, it is our responsibility as parents and caretakers to be in-tune with the world through their eyes. On the flip side, as we age our eyes do as well, and thus the frequency for vision checks increases exponentially.
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